Your assets are held by our custodian RBC Correspondent Services. In addition to the Securities Investor Protection Corporation (SIPC) insurance required by law on your account, there will be an additional policy purchased from Lloyd's of London for additional protection for your assets. The policy provides an additional $99.5 million per client of coverage for securities above that provided by SIPC, subject to a $400 million aggregate limit. This includes protection for cash of up to $900,000 over the $250,000 provided by SIPC. Neither SIPC protection, nor the protection in excess of that provided by SIPC, covers a decline in the value of a customer’s assets due to market loss. For further information about SIPC, please view the organizations website: sipc.org.